USHEALTH Advisors - Vernon Craig Sawyer

Family and Individual Health Coverage
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In the event You need additional protection, the purchase of PremierChoice Specified Disease/Sickness, Accident Plans and the Optional Medical Inflation Protection and Guaranteed Insurability Rider provides You with a one- time right to purchase Our PremierMed Short Term Medical-Surgical Expense Plan without any additional medical underwriting. In Other words, Why pay for Coverage Before You Need It?

The Premier Choice Specified Disease/Sickness and Accident Plans pay in addition to any coverage You have in force – even an essential health benefits plan.

First Dollar Benefits!The PremierChoice Specified Disease/Sickness and Accident plans allow You to receive first dollar payments for expenses incurred up to a benefit maximum for covered healthcare services. And with the special doctor office visit “rollover”* feature in each Specified Disease\Sickness and Accident plan, if You don’t use Your benefits, You don’t lose them.

No Calendar Year Deductible to Satisfy! PremierChoice Specified Disease/Sickness and Accident plans supplement an essential health benefits plan under which You must first satisfy a deductible every year before You are eligible to receive benefit payments.

* May not be available in all states. Exclusions and Limitations Apply


We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that:

- We are an innovator in the industry with over 50 collective years of insurance experience

- We offer flexible plan designs to help you get the coverage you need at a premium you can afford

- We offer optional rate guarantees for up to 3 years on certain products*

- Our insurance products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL)

- You can maintain your freedom to choose your health care providers in or out of local and national PPO networks

- Your coverage is portable which means it is not tied to your job and you can take it with you if you move

- You can add supplemental benefits to cover other expenses like Dental or Accidental Injuries

- You can protect your family’s financial well-being with Critical Illness and Accident Disability Income coverage

*Not available in all states or on all plans. Exclusions and limitations apply


Health Coverage

Hours of Operation:
By Appointment Only

Languages Spoken:

Payment Options:
MasterCard, Visa, American Express, Discover, Check, Cash, Debit

© Corp., 2017